Terms & disclaimer

Terms & Disclaimer

Effective date: 16 August 2026

This website is operated by Saurab Verma, Independent Market Researcher, Singapore.

By accessing or using this website, you acknowledge the following.

1. Purpose of the website

This website documents independent market research into tender, proposal and related business workflows. Published material is intended to share observations, ideas and practical information. It is not intended to guarantee a particular business, tender, financial, technical, legal or operational result.

2. No professional advice

Information published on this website is provided for general informational and research purposes. It should not be treated as legal, financial, regulatory, cybersecurity, procurement, engineering or other professional advice. You are responsible for evaluating whether information is appropriate for your circumstances and for obtaining specialist advice where necessary.

3. No guaranteed outcomes

Business processes vary substantially between organisations. No representation or guarantee is made that an approach, workflow, tool, observation or idea described on this website will reduce a specific amount of work, save a particular amount of money, improve tender win rates, produce additional revenue, prevent errors, satisfy a procurement requirement, or produce any other particular result.

4. Your responsibility

You remain responsible for decisions made using information from this website. Before implementing an idea, process or tool, you should independently assess its accuracy, suitability, security, legal implications, contractual implications, technical implications, and relevance to your organisation.

5. Research participation

You are not required to provide confidential information to discuss a workflow or research topic. If you submit information or files, you are responsible for ensuring that you have authority to share them, their submission does not breach confidentiality obligations, they do not contain material you are prohibited from disclosing, and they do not contain malicious software.

6. Submitted material

You retain any rights you hold in material you submit. By submitting information through the website, you authorise me to store, review and process that material to respond to your enquiry and conduct the related research or communication. Submission of material does not automatically grant permission to publicly identify you, your employer or confidential information.

7. Accuracy and updates

Reasonable effort may be made to keep published information useful and accurate, but research notes may become incomplete or outdated as technologies, laws, procurement practices and business processes change. Publication of an article does not create an obligation to continuously update it. Where a material update is made, the article may display an updated date.

8. External links

Links to external websites are provided for convenience or reference. Their presence does not necessarily imply endorsement. I do not control third-party websites and am not responsible for their content, availability, security or privacy practices.

9. Availability

The website may be modified, interrupted, suspended or removed without notice. No guarantee is made that every page, file or feature will remain continuously available.

10. Limitation

To the extent permitted by applicable law, I am not responsible for indirect, incidental or consequential losses arising solely from reliance on general informational material published on this website. Nothing in these Terms excludes responsibility that cannot lawfully be excluded.

11. Changes

These Terms may be updated as the website or research activities develop. A revised effective date should be displayed when material changes are made.

12. Governing context

These Terms are intended to operate under the laws applicable to the website operator in Singapore, subject to any mandatory legal rights that may apply.

13. Contact

Questions about these Terms may be sent to:

hello@saurabverma.com